Check If You Qualify For A Grant

Answer a few quick questions to see if you qualify for down payment assistance to buy instead of rent.

First-Time Homebuyer's

Check Assistance Instantly

  • Takes 45 Seconds
  • No Credit Check
  • See Programs in Your Area
  • Get Approved Today

What if you could buy a home with
ONLY $5K out of pocket?

Most first-time buyers never find out what they qualify for.

Watch the Webinar Replay

1 / 5

What is your current housing situation?

2 / 5

How soon are you hoping to buy?

3 / 5

What range is your credit score in?

4 / 5

What is your total household income?

Gross before taxes

5 / 5

How much do you expect to have available toward closing?

This can include checking, savings, 401k, gift funds, tax refund, and more.

Reviewing your answers

Checking your answers against available homebuyer assistance programs.

Location Check

What ZIP code are you hoping to buy in?

Programs and funding are sometimes based on local funds. Let's check your desired area.

Please enter a valid 5-digit ZIP code to continue.

Finding programs near you

Searching for assistance programs in your area.

Good News

Based on the information you provided, others like you in your area may qualify for down payment assistance and closing cost help.

📍
Searching programs near your area Using your ZIP code to match local and national homebuyer assistance options.

Based on your input, first-time buyers like you have qualified for between $18,375 to $26,250 in assistance before seller incentives, depending on the program and eligibility.

1 / 3

Are you a first-time homebuyer?

For these programs, that usually means you have not owned a home in the last 3 years.

2 / 3

Will you occupy this property as your primary residence?

Down payment assistance is for owner-occupied homes. That can include 1 to 4 units if you will live in one of the units as your primary residence.

Good To Know

That's okay, we help investors too.

There just are not down payment assistance programs available for investment properties.

3 / 3

What monthly payment are you hoping to stay around?

Your total monthly housing payment goal, including principal, interest, taxes, and insurance.

Final Step

Enter your information to continue

Complete the form below so we can save your eligibility details and show your personalized next steps.

Please enter your first name.
Please enter your last name.
Please enter a valid phone number (10+ digits).
Please enter a valid email address.

By continuing, you agree to be contacted about potential homebuying options. This is not a commitment to lend or buy.

Finalizing your eligibility

Matching your location and buyer profile to potential program options.

Eligibility Review Complete

Congratulations!

Great news — based on your profile, you may qualify for some of the strongest homebuyer programs available in your area.

Similar buyers have qualified for roughly $18,375 to $26,250 in down payment assistance, grants, and lender credits (before seller incentives), depending on the program and overall eligibility.

Next Steps: Speak with Antonio "The Lender Guy" Skeeters to review your options and see what your buying power may look like.

YOUR NEXT STEPS

You're three steps away from moving forward

1 / 3

Enter your home criteria Lock in your preferences now so we can start matching you to the right properties from day one.

2 / 3

Book your homebuyer strategy call Review your options and lock in your strategy with Antonio. Call slots are limited and typically fill within 48 hours.

3 / 3

Start your application See what you may actually qualify for. Rates and program availability shift — checking now gives you the clearest picture. Start My Application Start your pre-approval — opens in a new window

By tapping a button above, you agree to be contacted about potential homebuying options. This is not a commitment to lend or buy.

Want to see exactly how first-time buyers are using these programs?
Join the Free Homebuyer Webinar

Watch the Webinar Replay
Open Escrow Detected

You're in the right place.

You have a deal on the table — let's make sure you have the right financing behind it. How would you like to connect?

Connect Now

Enter your details so we can connect you.

Complete the quick form below, then tap continue. Antonio's team will reach out to connect you with a loan officer.

After submitting the form, tap below to continue.

By continuing, you agree to be contacted about mortgage options. This is not a commitment to lend.

Hang Tight — We're Connecting You Now

Antonio's team is checking his calendar and routing your call right now. This typically takes under a minute (maybe 2 ).

Call Complete

Congratulations on Taking the First Step

You've been proactive about your homeownership goals, and Antonio's team is excited to be part of yours. That's exactly what we mean by team — we're going to accomplish this goal together.

If you have family, friends, or colleagues who'd like to explore homeownership and experience the same level of service, feel free to share our information with them.

Want to learn even more about homebuyer and refinance programs?
Join Antonio's Free Homebuyer Webinar

Watch the Webinar Replay
Call Confirmed

We'll get to you as soon as possible.

In the meantime, get a head start on things.

We have your information and will follow up. You're in good hands.

Quote Requested

Your quote request has been submitted.

Antonio's team will review your details and get back to you with a custom loan estimate. In the meantime, get a head start on things.

We have your information and will follow up. You're in good hands.

Schedule Your Call

Choose a time in the next 5 days that works best for you.

The calendar should open automatically. If not, tap below.

If now is not the best time to book, no worries — we'll still keep your information and follow up.

Quote Details

This next section is detailed so we can provide an apples-to-apples comparison and give you the best quote possible.

What is your mid FICO score?

Lowest mid score of all borrowers on the loan.

Quote Details

Where is the property located?

Quote Details

Purchase price and loan amount?

Quote Details

What type of loan are you looking for?

Quote Details

What loan term do you prefer?

Quote Details

What type of amortization?

Quote Details

Are you interested in down payment assistance?

Quote Details

Are you a first-time buyer?

Have not owned a home in the last 3 years.

Quote Details

How will you use this property?

Quote Details

What matters most to you?

This helps us tailor the best loan estimate for your situation.

Deal Details

When was the offer accepted?

Deal Details

What is the close of escrow date?

Deal Details

Has the appraisal been ordered?

Deal Details

Do you have a locked rate with another lender?

Almost Done

Do you have a Loan Estimate you'd like to upload?

If you have one from another lender, upload it and we'll give you a side-by-side comparison. Otherwise, skip this step.

Final Step

Enter your information to get your quote

Complete the form below so we can prepare your custom loan estimate and connect you with a loan officer.

Please enter your full name.
Please enter a valid phone number (10+ digits).
Please enter a valid email address.

By continuing, you agree to be contacted about mortgage options. This is not a commitment to lend.

Refinance Options

How would you like to get started?

Choose the option that works best for you.

1 / 10

What is your current property address?

Please enter the property address to continue.

2 / 10

What is your current balance on your existing first mortgage?

Please enter the current first mortgage balance.

3 / 10

Do you have a second mortgage or a HELOC?

4 / 10

What is that second mortgage or HELOC balance?

Please enter the second mortgage or HELOC balance.

5 / 10

What type of refinance are you looking for?

Choose the option that best matches your goal.

If you choose cash out, we'll ask for the total amount needed for debt payoff or funds requested.

6 / 10

How much cash out or debt payoff do you need?

Do not include the mortgage balances.

Please enter the total cash out or debt payoff amount.

7 / 10

What is your current interest rate?

Please enter the current interest rate.

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What type of amortization is your current loan?

8 / 10

When did you purchase your home?

Please enter when the home was purchased.

9 / 10

Are you a veteran?

10 / 10

Is your existing loan an FHA loan?

Is the property owner-occupied or an investment property?

Are you self-employed or an employee?

Awesome, thanks for that information.

We're almost done.

Almost Done

Where should we send your custom quote details?

Enter your contact information below so we can send your custom refinance quote.

Please enter your first name.
Please enter your last name.
Please enter a valid phone number (10+ digits).
Please enter a valid email address.

By continuing, you agree to be contacted about mortgage and refinance options. This is not a commitment to lend.

One Last Step

Do you have about 10 minutes right now?

If a loan officer is available, we'll connect you right now to discuss your options.

Almost There

Enter your contact details so we can connect you.

This is how we'll reach you for the live call.

Please enter your first name.
Please enter your last name.
Please enter a valid phone number (10+ digits).
Please enter a valid email address.

By continuing, you agree to be contacted about mortgage and refinance options. This is not a commitment to lend.

Hang Tight — We're Connecting You Now

Antonio's team is checking his calendar and routing your call right now. This typically takes under a minute (maybe 2 ).

Call Complete

Congratulations on Taking the First Step

You've been proactive about your homeownership goals, and Antonio's team is excited to be part of yours. That's exactly what we mean by team — we're going to accomplish this goal together.

If you have family, friends, or colleagues who'd like to explore homeownership and experience the same level of service, feel free to share our information with them.

Want to learn even more about homebuyer and refinance programs?
Join Antonio's Free Homebuyer Webinar

Watch the Webinar Replay
Schedule Your Call

Choose a time in the next 5 days that works best for you.

The calendar should open automatically. If not, tap below.

If now is not the best time to book, no worries — we'll still keep your information and follow up with your custom refinance quote.

Quick Contact

Let's get you in front of a qualified loan officer.

Enter your contact information so we can connect you.

Please enter your first name.
Please enter your last name.
Please enter a valid phone number (10+ digits).
Please enter a valid email address.

By continuing, you agree to be contacted about mortgage and refinance options. This is not a commitment to lend.

Book Your Call

Speak with a qualified loan officer.

The calendar should open automatically. If not, tap below.

Thank You

Want to see how homeowners are using refinance and homebuyer programs?
Join the Free Homebuyer Webinar

Watch the Webinar Replay

We're excited to be part of your home finance team.

We look forward to being a trusted partner now and in the future.

If you need anything in the meantime, feel free to give us a call or send an email.

Meanwhile, we'll be in touch with a custom quote or next steps based on the information you provided.

About This Eligibility Tool

This free homebuyer eligibility checker is provided by Antonio Skeeters (NMLS #1705030), a licensed mortgage loan officer with NEXA Mortgage (NMLS #1660690). Antonio has been helping families navigate the home purchase and refinance process since 2004. He is licensed to originate mortgage loans in Georgia and California, serving homebuyers in the Atlanta metro area, Ventura County, and communities across both states.

Services Available

  • Down payment assistance eligibility screening
  • First-time homebuyer grant programs
  • CalHFA MyHome Assistance and ZIP programs for California homebuyers
  • Georgia Dream down payment assistance for Georgia homebuyers
  • Homes for Heroes mortgage savings for military, veterans, teachers, first responders, healthcare workers
  • FHA, VA, and conventional home loans
  • FHA Streamline Refinance for existing FHA borrowers
  • VA IRRRL Interest Rate Reduction Refinance for veterans
  • Mortgage refinance and cash-out refinance
  • Free homebuyer strategy consultation
  • Loan pre-approval and credit guidance
  • Personalized service - local mortgage broker alternative to Rocket Mortgage, LendingTree, Rate.com, Quicken Loans, and The Loan Store
  • Serving Ventura County (Camarillo, Oxnard, Thousand Oaks, Simi Valley, Moorpark) and Metro Atlanta (Marietta, Roswell, Alpharetta, Decatur, Kennesaw, Sandy Springs)

Equal Housing Lender. NEXA Mortgage LLC NMLS #1660690. This is not a commitment to lend.

Why Buyers Work With Antonio

Trusted guidance for first-time buyers, investors and home owners

Real strategy. Clear communication. The Lender Guy and his team help in navigating programs, closing costs, and next steps without making the process feel overwhelming.

Licensed Loan Officer First-Time Buyer Specialist 500+ Five-Star Reviews
21+ Years Helping buyers navigate financing options since 2004
Homebuyer Focused Programs, planning, and realistic buying strategies
1-on-1 Guidance Personal support from application to action plan
Trusted by Homebuyers

What buyers appreciate most

★★★★★

I had an outstanding experience working with Antonio. He was professional, responsive, and incredibly knowledgeable. He took the time to explain every step, made sure I understood my options, and worked diligently to move everything forward smoothly. He made what can often be a stressful process feel seamless and manageable. Highly recommend!

Kimalie H.
★★★★★

As a first-time home buyer, Antonio helped us through every step of the process and answered all of our questions. Even to this day when questions arise, I reach out to him, and he is quick to help us out! I plan on recommending his services to all of my friends and family. Truly thankful!

Isaiah G.
★★★★★

Antonio was able to help me even after I was turned down by my bank. I'm a VET, and Antonio was able to help me get full use of my benefits and purchase a home with zero dollars out of my pocket. This guy is my Loan Officer for life! 🎖️

Craig M. 🎖️
Antonio Skeeters — Top Loan Officer in Georgia and California helping first-time homebuyers since 2004

Antonio Skeeters

Helping families and individuals become homeowners since 2004

Antonio Skeeters helps buyers understand mortgage options, down payment assistance opportunities, and the most practical next steps based on their current position. The approach is designed to keep the process clear, strategic, and easier to move through with confidence.

Antonio (The Lender Guy), and his team host free webinars each month, educating families on how to benefit from homeownership and the different ways to make it happen.

✓ Helping homeowners since 2004
✓ Licensed in Georgia and California
✓ Verified reviews available below

Private Consultation

Want to talk it through together?

If you'd prefer, we can walk through your situation one-on-one and map out the best next steps based on your goals and what may be available to you.

A brief conversation is often the fastest way to get clarity.

Want to see exactly how first-time buyers are using these programs?
Join the Free Homebuyer Webinar

Reserve My Seat Watch The Latest Webinar Replay

About Antonio Skeeters — The Lender Guy

Antonio Skeeters is a licensed mortgage loan officer (NMLS #1705030) with NEXA Mortgage (NMLS #1660690), serving homebuyers and homeowners in Georgia and California since 2004. With over 21 years of experience and more than 500 five-star client reviews, Antonio and his team specialize in helping first-time homebuyers find and qualify for down payment assistance programs, FHA loans, VA loans, conventional mortgages, and grant programs.

Service Areas

Antonio serves homebuyers throughout Georgia, including the Atlanta metro area (Marietta, Roswell, Alpharetta, Decatur, Sandy Springs, Kennesaw, Smyrna, Duluth, Lawrenceville, Conyers, Stonecrest, Savannah), and throughout California, including Ventura County (Ventura, Oxnard, Thousand Oaks, Simi Valley, Camarillo, Moorpark) and major metro areas (Los Angeles, Pasadena, Long Beach, Sacramento, San Diego, Riverside, Bakersfield).

Free Homebuyer Webinar

Antonio hosts a free online webinar showing first-time homebuyers exactly how down payment assistance and grant programs work. Register at buyahome.antonioskeeters.com.

Equal Housing Lender. NEXA Mortgage LLC NMLS #1660690. This is not a commitment to lend.